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There are health insurance plans that provide an income tax benefit on the insurance premium that is paid every year. The expenses incurred in a non-network hospital are reimbursed later on and all expenses like pre-hospitalization, post-hospitalization, and day-care services are provided for by the health insurance provider.

Scope of treatmentIf one is hospitalized in one of the network-listed institutions, then one can avail several benefits and cashless treatment.ExceptionsDuring terrorism and other political and social emergencies, the health insurance provider might not be able to cover the policy-holder.Most of us take our good health for granted. HIV/AIDS treatment are also exempt from most health insurance plans. Some health insurance plans even cover laboratory tests and other services which do not require hospitalization. This inability also extends to suicide attempts or self-inflicted harm as the policy-holders themselves are violating the law and criminal activities are not supported by the health insurance provider.Miscellaneous benefitsExpecting mothers are immensely benefitted by the health insurance plans which ensure a basic coverage for them and their new-born.

One family one planA family insurance plan can be availed in case one does not wish to avail separate health insurance plans for their parents, spouses, and children. With a span of a few moments, what we took for granted can take a toll on our pockets and be reduced to a financial setback. Sometimes, these health insurance plans can extend up to one’s parents-in-law as well. Factors like our erratic lifestyle, pollution, a poor diet and an overall ignorant attitude towards our health take a toll on our health. It is especially recommended for people who fall frequently ill. Many people illegally try to avail the benefits of their insurance this way.. We should ensure that the insurance plan sufficiently covers us instead of ignoring the need for one altogether.Different plansThere are various health insurance plans that are made available in the market by the various providers.

This is where a good health insurance plan provides the following benefits:Secures our financeWith the sky-high prices of health care nowadays, one can expect to lose all their savings in one swipe if a health emergency crops up. Moderately adequate health insurance safeguards our finances by ensuring that we are not penniless after a medical ordeal. We should look for health insurance that would ideally cover all our issues